The WOMAN at the centre of the UK's first so-called McMafia order who owns Mill Ride Golf Club in Ascot spent up to £15.5 million of embezzled cash in luxuries, a court as heard.

Zamira Hajiyeva, 55, blew cash on expensive boutiques, hotels restaurants, department stores and bought jewellery, gold and flight tickets for herself and family members.

Last month it was revealed how she spent £16 million over a decade at Harrods and spent £600,000 in a single day during a shopping spree.

Mrs Hajiyeva, the wife of jailed Azerbaijani banker Jahangir Hajiyev, 57, was targeted by the National Crime Agency (NCA) when so-called McMafia anti-corruption laws came into force last year.

READ MORE: Mcmafia Ascot golf club owner spends 16 million in Harrods

She is fighting extradition to Azerbaijan at Westminster Magistrates' Court in relation to the same allegations, claiming she is being persecuted for her political beliefs and will not get a fair trial.

Helen Malcolm QC, representing the Azerbaijani government, said on Monday 97 million dollars was obtained through 28 IBA-issued credit cards.

She told the court between £14.5 million and £15.5 million was spent on 10 credit cards issued in Mrs Hajiyeva's name, while others were in the name of her stepdaughter and her husband's personal bodyguard.

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Ms Malcom said: "The case against her is embezzlement and fraud in a conspiracy with her husband.

"The conduct in this country amounts, in our submission, to either money laundering the proceeds of that fraud, or she is the beneficiary of the fraud, (or) she is complicit in the fraud - so conspiracy to defraud or conspiracy to steal."

Hugo Keith QC, representing Mrs Hajiyeva, said the charge against her is "bogus" and has been brought because she is "the wife of the top banker convicted in Azerbaijan".

"We say that the charge is likely to have been brought in order to pressurise him to give up valuable assets to the state and in order to intimidate others.

"Spending that sort of money in Harrods might be an offence, but it is not a criminal offence in law."

In separate proceedings, two Unexplained Wealth Orders (UWOs) have been granted against Mrs Hajiyeva as a High Court judge found she spent more than £16 million in Harrods between September 2006 and June 2016.

She was targeted by the National Crime Agency (NCA) when so-called McMafia anti-corruption laws came into force last year.

UK authorities want to know how she and her husband could afford to buy an £11.5 million Knightsbridge house a few minutes' walk from Harrods and a £10.5 million golf club in Ascot, Berkshire.