In August 2013, Reading borrowed £10.5m from Vibrac Corporation, a company registered in the British Virgin Islands, which was followed by a further loan of £5.6m in May 2014.
The Football Disciplinary Commission found that Vibrac also had an interest in three other professional clubs, which is in contravention of Football League regulations designed to protect the integrity of the Football League.
Both loans were repaid by Reading following the completed takeover by a Thai consortium in August 2014.
Reading admitted the charge and fully co-operated with the investigation into Vibrace. Due to the helpful stance, the commission agreed to suspend the £30,000 fine until May 2016, which Reading won't have to pay unless they breach the same rule in the next 14 months.
However, the Royals have been ordered to pay the £39k legal costs.
Comments: Our rules
We want our comments to be a lively and valuable part of our community - a place where readers can debate and engage with the most important local issues. The ability to comment on our stories is a privilege, not a right, however, and that privilege may be withdrawn if it is abused or misused.
Please report any comments that break our rules.
Read the rules here